How we help farms and regional families
We specialise in providing personalised financial solutions tailored specifically for farming and regional families. We recognise that farming is more than a business — it’s a legacy, a lifestyle, and often the cornerstone of family heritage. Our deep understanding of the complexities that rural families face allows us to offer financial advice that is practical, thoughtful, and designed to help you preserve and grow your wealth across generations. We have a family-centric approach and our experience allows us to provide tailored advice that resonates with multi-generational clients.
Succession Planning
Succession is one of the most critical issues for farming families, ensuring the smooth transfer of land and assets to the next generation. We help mediate and plan for these transitions by providing clear, transparent advice that keeps family dynamics in mind.
“Gus has been instrumental in guiding our succession planning and helping to ensure our family farm remains in safe hands for future generations.”
Investment and Wealth Management
Whether you’re looking to diversify with off-farm investments or grow your on-farm wealth, we provide tailored investment advice that balances risk and growth. We take into account the volatile nature of farming income and help you create a strategy that sustains you through market cycles.
“Gus is always looking out for new opportunities to grow our wealth while ensuring we are protected from market risks.”
Asset Structuring and Protection
We ensure that your farming assets are held in the most tax-efficient structures, safeguarding them for future generations. By managing the family’s balance sheet and cash flow, we help protect the long-term financial viability of your farm.
“Terrabella Wealth helped us structure our assets in a way that gave us peace of mind, knowing our farm’s future is secure.”
How we help businesses
We recognise that family-owned businesses and small to medium enterprises (SMEs) face unique financial challenges. Whether you’re focused on growth, succession planning, or managing day-to-day financial operations, our team provides personalised solutions designed to support your business at every stage. With a deep understanding of the dynamics involved in running a family business, we offer tailored advice that helps you safeguard your wealth and ensure long-term success.
Investment and Growth Strategies
Business owners often have unique investment needs, both within and outside their businesses. We work closely with you to develop strategies that balance risk and growth, ensuring your business thrives while also growing your personal wealth. Whether you’re reinvesting profits or diversifying into other opportunities, we provide comprehensive advice tailored to your financial goals.
“Gus and Rob helped us develop a growth strategy that not only supports our business but also allows us to build a robust investment portfolio for the future.”
Asset Structuring and Tax Efficiency
Protecting your assets is paramount for business owners. We help ensure that your business and personal assets are structured in the most tax-efficient manner, reducing liabilities and securing your
financial future. By managing your family’s balance sheet and business cash flow, we help ensure financial stability and growth.
“Terrabella Wealth helped us structure our business assets in a way that maximises protection and efficiency, giving us greater control over our financial future.”
Retirement and exit planning
Whether you’re planning to step back from day-to-day operations or sell your business, Terrabella Wealth provides clear retirement and exit strategies that ensure a smooth transition. We help you prepare for the next chapter of your life while securing the financial rewards of your hard work.
“With Terrabella’s guidance, we created an exit plan that ensures our financial future is secure while allowing us to step back from the business with confidence.”